What Single-Income Couples Need to Know About Investing

Although it is common practice for couples to share practically everything, keeping their finances strictly separate provides more advantages from an investing perspective.

You may not need to hold separate bank accounts as well as keep individual budgets. However, you can design your investments to maximize your income and benefit from tax regulations.

Several reasons explain why many people think such couples get by on one income alone. A partner could be on leave from work to start a family or going to graduate school. Other reasons that keep you from your job could be personal or medical problems.

No matter what the reasons are, in case you expect to stay that way for a couple of years or more, you have the option to protect yourself with some kind of investment plan to meet your needs.

How to invest on a single income:

Purchase in strategic names

For those who earn above-average income, avail of the commonly used and efficient way to invest in property of negatively gearing your investments in order to get a tax refund and keep your investment cash-flow positive. How do you do this?

Acquire the property under the name of the higher-income earning partner to offset the whole value of the present tax deductions against his or her income tax.

Likewise, buying a property that is cash-flow positive before tax – although rare nowadays – under the name of the non-income earning partner will be a preferable choice since she or he will not pay tax on any earnings of or below $18,000.

Invest in a family trust if you can

If you set up a family trust and buy assets through it instead of in your own individual names, you could effectively save a big chunk of money in household tax fees. This is due to the fact that distributions can apply to lower-income family members or a no-income partner and children above 18 years old – since the trust is tax-free; however, the beneficiary will pay tax.

Be aware that using a family trust will not allow you to spread any loss; hence, this kind of investment strategy will not fit negatively-geared assets.

Make sure to consult with an accountant or financial counselor prior to choosing the purchase strategy to use to understand what the best options are in your particular situation.

Get life insurance and income safeguards

Having an income safeguard and life insurance is vital for all investors since such instruments will serve as hedge against illness or demise. For those couples with only one income source and one of them is the sole family income-earner, then protecting your income and insuring yourself should be done.

Having life insurance provides a lump sum to the remaining partner and secures the financial well-being of the orphaned family members.

On the other hand, having an income safeguard will cover 75% of your present regular salary in case you become disabled before reaching 65, leaving you free and not burdened financially while you recover and seek treatment. Inexpensive protection for only two years is clearly insufficient.

Take note that all advices or tips given here should not be considered as financial or taxation advice but given only as recommendations for the reader. You need to do further study and investigation on how to evaluate your own particular financial status.

Seek the expert assistance of your accountant to see how any financial decisions will impact your overall situation.

How to Invest in Offshore Funds

With reference to the previous week’s article on our tax laws pertaining to offshore investment fund property (OIFP) rules and the recent court decision on Gerbro Holdings Co. v. The Queen, avoiding the OIFP rules, as Gerbro did, can actually benefit investing outside of Canada. In the case of Gerbro, the investor had valid reasons for offshore investment which aimed neither to reduce nor to defer tax – winning the case in the process. How will this affect you as an investor?

The rules

Under applicable rules, you will be taxed by adding to your income a certain amount per year in the amount of your offshore investment times the present 3 per cent interest rate. (The 3% rate is two percentage points more than the stipulated present interest of 1%).

You are entitled to deduct from this assumed income figure any other income (except for capital gains) included on your annual tax statement from the offshore investment. Moreover, any deemed income will be augmented to the adjusted cost base of your offshore investment. Ultimately, these requirements accomplish two things: First, you are paying tax before receiving the income, and second, they allow you to consider as regular income that which should be taxable as capital gain.

As an illustration: If you have invested $300,000 in offshore funds. Using OIFP rules, you pay tax, since a major goal of the investment is to reduce or defer tax, on the deemed income of $9,000 (3 per cent multiplied by $300,000). A payable tax of $4,500 based on a 50% marginal rate.

Under cases of tax deferral or avoidance as a primary objective for the investment – which means OIFP rules do not apply – taxes may still be applicable using the same rules, leaving you the choice to file a case in court. However, majority of investors will accede and pay the tax and will then decide to alter their investments in this case considering that accounting and legal fees to sue the Canada Revenue Agency will certainly be higher that the tax due under the rules in question.

CRA is well aware of this. It will not hesitate to harass taxpayers for as low as an imputed income below $10,000, showing how unfair and abusive CRA can become. Why should CRA take steps to unduly increase tax due and lead Canadians to choose investment options not designed to attain their long-term objectives.

Remember, CRA can pinpoint these investors using Form T1135, filed annually by investors outside of Canada in amounts above $100,000. CRA believes these investors are out to avoid tax. Heads up, CRA: Why would taxpayers report such investments on their Form T1135 if they mean to avoid tax? Look for evaders somewhere else!

Tips for Investing

Accomplish an Investment Policy Statement (IPS)

Ask an investment manager to accomplish an IPS for you, which is a vital document you need. An IPS must include specific investment information, such as your investment goals and risk capacity. Make it very clear that you have valid reasons for your offshore investment and that they do not include reduction or deferral of tax.

Discuss Your Documents

Sit down with your investment counselor to explain your investments goals and make it very plain that tax reduction is not among your primary reasons for your investment and include such discussions in your prepared meeting minutes. Those minutes should be kept on file as proof of your reasons for choosing the offshore investment.

Monitor your investment cost

For investments in offshore property below the total value of $100,000, you need not reflect such assets on CRA’s Form T1135, keeping you out of its screen. Keep dreaming of that time when CRA hikes up the golden standard below which the agency will not make any fuss about your intentions for investing in offshore funds.

How Do You Recognize a Potentially Good Investment?

A good investor needs to develop the discipline to buy low and sell high. Such discipline can only come from sufficient experience, particularly through the process of learning from one’s mistakes and gaining the knack for making with better decisions.

The mantra for successful investing is: Buy low, sell high. Obviously, this applies in almost all forms of enterprise. Yet, in investing, this rule is rarely observed by most people, making it hard for an individual to follow since the rule-of-the-mob prevails.

What to do? The following steps will help us recognize whether an investment has great potential or not:

1. Step one is to buy low. Determine what the base line is for an investment and bide your time until the buying price goes down below the reasonable level. This is the same time when people panic and sell as the stock market dips. That is your signal to hunt for buying opportunities. The best way is to buy an asset once the price drops substantially, waiting for a time when it climbs and brings a significant gain.

2. Step two is to sell high. Ideally, the right time to sell an asset is when the price rises substantially. During such time of stock market growth, people are buying everywhere. That is the best time to sell in order to maximize your gains. With the money in your hand, you can then repeat the process by looking for a low-performing asset or any secure investment.

3. Recover from your mistakes. No matter what you do, mistakes are bound to happen. Buying low and selling high, after all, is not a fool-proof method. Losing money happens wherever you go and whatever you do; so, try to roll with the punches and learn to pick up the pieces. After recovering from a hard fall or loss, slowly pace yourself back to your former condition by making some market gains through an index fund. Or perhaps, take time to evaluate carefully an investment prior to risking a sizeable amount of your money. Fear tends to terrify and immobilize a person and keep one from reaching your highest potential. Instead, let courage propel you to newer heights of success.

4. Do self-evaluation. Assess all the past investments you have made and determine how you can obtain better results in the future. Writing down your thoughts and insights will assist you to clarify in your mind how to avoid future traps along the way. Moreover, a visible road map will help keep you from making decisions based purely on emotional fancies. A professional investment expert or a financial planner and a tax planner can also help you evaluate your investment ideas, increasing the reliability and accountability of your financial plans.

5. Establish a plan and stick to it. Losing big-time in investing can lead to much regret. Likewise, you may also regret not having invested in an asset that has soared beyond your reach. Planning well and doing meticulous analysis will help significantly in preventing failure. A written plan will also serve as a firm guide to prevent you from being easily swayed by people around you. You may also utilize the planning stage to fine-tune your main aspirations in life and determine how your finances will become instrumental in realizing them.

People invest in order to achieve and sustain a lifestyle of their choice. Succeeding in your investment choices will build sufficient wealth for an early retirement or to escape an undesirable job. To assure your success in this endeavor, you must apply reason and follow a financial plan to build your personal wealth. On the other hand, being merely led by the latest investment trend does not comprise a solid plan of action. It is time to take control of your finances and your life.

Imitating Warren Buffett’s Successful Investing

Warren Buffett’s success in the stock market using a common-sense approach is no secret. Nor is his enormous wealth he has accumulated through Berkshire Hathaway, the holding company of his middle-American companies, which he acquired in 1965 as a former textile and garment manufacturing company.

What are secret are his specific strategies to successful investing. But we can learn from Mr. Buffett by imitating 10 ways he openly does it, namely:

1. Simple logic does it. Anything that is used daily and entrenched in the economy is represented in the portfolio of Berkshire Hathaway. For instance, energy, retail, finance, utilities, insurance, manufacturing and railroads are industries which are essential to the ordinary consumer. More so with “grocery cart” brands which represent timeless needs and which Buffett translates into long-term, consistent values. Moreover, Berkshire Hathaway interests also include Duracell battery, GEICO insurance and Wells Fargo finance. For Buffett and his workers, if you use it often enough, why not own a part of it?

2. Character has real value. LouAnn Lofton, who wrote “Warren Buffett Invests like a Girl and Why You Should, Too”, says that Mr. Buffett invests only in companies whose management he likes and trusts. According to her, how the management treats its stakeholders and the public, in general, and how the public perceives the management as well, provide solid indicators of the excellent performance of the company. That company deserves an investor’s trust and investment.

3. Determine Core Value. Roy Ward, chief analyst of Cabot Heritage Corporation in Salem, Massachusetts, criticizes firms which often complicate their financial reports with one-time “extraordinary expenses”. Although you may not have the many analysts that Buffett has, Ward says that you can still detect the indicators of core value. She defines “core asset” as one which you would buy, be it a firm engaged in real estate or intellectual property. She advises the investor to monitor the “book value per share” of a company which represents the core value of the company compared to the current stock price.

4. Headlines are undependable. BAM Alliance director and author, Larry Swedroe, who wrote “Think, Act and Invest like Warren Buffett”, says that there is no lasting value in trusting what the financial headlines proclaim. He says it is better to walk a few steps ahead of the headlines. According to Swedroe, while it is difficult to predict what the market, the Federal Reserve and the government will do, any investor can tell that the government will act to stabilize the economy. Based on that general knowledge, the opportunities will come.

5. Learn fundamental performance metrics. Ward says that once you grasp the book value of an asset, determine how much the firm makes on its assets. If you are Buffett, you would want at least 20% return on the assets which eliminates so many companies from the picture, Ward adds. Likewise, monitor the trend lines, looking for firms that made 10% in the past and now makes 20%, as that indicates good performance. Why that is so is something you would want to know -- what Buffett is also interested in.

6. Be Patient. If you know of companies that fit Buffett’s targeted investments choices, keep your eyes on them, Ward advises, in order to see how they fare in the market and how their stock price is valued. If a firm consistently makes money but its stock price does not keep up with its book value, then you have a potential asset to buy and hold.

7. Opt for the long-haul. Lofton says that buying and holding eventually builds wealth although majority seek to gain over a short-term range. Buffett, according to Lofton, has his eyes on the everlasting results, which she describes as seemingly “lethargic or slothful”. She advises that for the rest of us, holding on for five years is enough. Statistics prove that it takes that long to complete a market cycle, she adds.

8. Monitor Buffett’s reports. In general, corporate annual reports are known for their slanted and toe-the-liner statements. Berkshire Hathaway reports, on the other hand, are simple and unpretentious. This is because Buffett tells his story in plain English, narrating what he and his team did, how they did it and why, keeping the reader interested.

9. Invest in index funds. In case the previous steps seem to require too much work, Buffett recommends buying index funds, according to Swedroe. This is because investing in index funds allows an investor to overtake majority of stocks and industries.

Frank Owens Limited Advisory Services Tokyo Japan on Terms and Conditions of Use

Please carefully read the following Terms and Conditions of Use ("Terms of Use") before using this website ("Site"). By using this Site, you agree to follow and be bound by these Terms of Use, which govern your use of the Site. Nothing contained in these Terms of Use is intended to modify or amend any other written agreement, if any, that may currently be in effect between you and Frank Owens Limited with regard to matters other than your use of the Site. Frank Owens Limited may periodically modify these Terms of Use, and any such modifications will be effective immediately upon posting. We suggest that you periodically check these Terms of Use for modifications. If you do not agree to these Terms of Use, do not use this Site.

Frank Owens Limited may modify, suspend, discontinue, or restrict the use and availability of any portion of this Site at any time, without notice or liability. Your use of this Site may be monitored by Frank Owens Limited and used for Frank Owens Limited's internal business purposes, without liability.

Limited license and restrictions on use

Frank Owens Limited grants you a limited, revocable, nonexclusive, nontransferable license to view, store, bookmark, download, and print the pages within this Site solely for your personal, informational, and noncommercial use or as expressly authorized by Frank Owens Limited in writing. Notwithstanding the foregoing, financial advisors, trust professionals, registered investment advisors, broker-dealers, nominees and other institutional trading partners (collectively, "Intermediaries") may use the data and information, including the Feeds (as hereinafter defined), provided on this Site for certain commercial uses with Frank Owens Limited's prior approval or as otherwise permitted on this Site, provided that such Intermediaries comply with all other terms and conditions as set forth in these Terms of Use. You are responsible for obtaining and maintaining all equipment, services, and other materials that you need to access this Site. Frank Owens Limited reserves all rights not expressly granted in these Terms of Use. Except as otherwise stated in these Terms of Use or as expressly authorized by Frank Owens Limited in writing, you may not (or enable others to):

• Modify, copy, screen capture, distribute, forward, transmit, post, display, perform, reproduce, publish, broadcast, license, create derivative works from, transfer, sell, or exploit any reports, data, information, content, software, RSS and podcast feeds, products, services, or other materials on, generated by or obtained from this Site, whether through links or otherwise (collectively, "Materials");

• Redeliver any page, text, image, or Materials on this Site using "framing" or other technology;

• Engage in any conduct that could damage, disable, or overburden (i) this Site, (ii) any Materials or services provided through this Site, or (iii) any systems, networks, servers, or accounts related to this Site, including without limitation, using devices or software that provide repeated automated access to this Site, other than those made generally available by Frank Owens Limited;

Data, information, and content

The Materials on this Site are for information, education, and noncommercial purposes only. Although Frank Owens Limited may provide data, information, and content relating to investment approaches and opportunities to buy or sell securities and/or mutual funds, you should not construe any such information or other content available through this Site as legal or tax advice. You alone will bear the sole responsibility of evaluating the merits and risks associated with the use of any Materials on this Site before making any decisions based on such Materials. In exchange for using such Materials, you agree not to hold Frank Owens Limited or its third party information providers liable for any possible claim for damages arising from any decision you make based on the Materials made available to you through this Site. By providing access to other websites, neither Frank Owens Limited nor any of its affiliates is recommending the purchase or sale of the stock issued by any company, nor are they endorsing services provided by any website's sponsoring organization.

Copyright policy, notice, and claim information

All Materials on this Site, whether separate or compiled, including, but not limited to, text, graphics, audio clips, logos, buttons, images, digital downloads, data compilations, software, icons, html code and xml code, as well as all copyright, patent, trademark, trade dress, and other rights therein, are owned or licensed by Frank Owens Limited and its third party information providers, and are protected by international intellectual property laws.

Third party content

Data and other materials appearing on this Site that are provided by third parties are believed by Frank Owens Limited to be obtained from reliable sources, but Frank Owens Limited cannot guarantee and is not responsible for their accuracy, timeliness, completeness, or suitability for use. Frank Owens Limited is not responsible for and does not prepare, edit, or endorse the content, advertising, products, or other materials on or available from any website owned or operated by a third party that is linked to this Site via hyperlink. The fact that Frank Owens Limited has provided a link to a third party's website does not constitute an implicit or explicit endorsement, authorization, sponsorship, or affiliation by Frank Owens Limited with respect to such website, its owners, providers, or services. You will use any such third party content at your own risk and you agree that Frank Owens Limited is not liable for any loss or damage that you may suffer by using third party websites or any content, advertising, products, or other materials in connection therewith.

Warranty disclaimers

YOU EXPRESSLY UNDERSTAND AND AGREE THAT:

YOUR USE OF THIS SITE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. TO THE FULL EXTENT PERMITTED UNDER APPLICABLE LAW, FRANK OWENS LIMITED AND ITS AFFILIATES, SUBSIDIARIES, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, LICENSORS, AND ANY THIRD PARTY INFORMATION PROVIDERS AND VENDORS EXPRESSLY DISCLAIM ALL WARRANTIES, WHETHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION, ANY IMPLIED WARRANTIES OF TITLE, MERCHANTABILITY, NON-INFRINGEMENT, AND FITNESS FOR A PARTICULAR PURPOSE, AND ALL WARRANTIES REGARDING SECURITY, CURRENCY, CORRECTNESS, QUALITY, ACCURACY, COMPLETENESS, RELIABILITY, PERFORMANCE, TIMELINESS, OR CONTINUED AVAILABILITY, WITH RESPECT TO (I) THE SITE; (II) ANY MATERIALS, PRODUCTS, OR SERVICES AVAILABLE ON OR THROUGH THE SITE; (III) USE OF THE SITE, MATERIALS, PRODUCTS, OR SERVICES; AND (IV) THE RESULTS OF THE USE OF THE SITE, MATERIALS, PRODUCTS, OR SERVICES.

FURTHER, FRANK OWENS LIMITED AND ITS AFFILIATES, SUBSIDIARIES, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, LICENSORS, AND ANY THIRD PARTY INFORMATION PROVIDERS AND VENDORS EXPRESSLY DISCLAIM ALL WARRANTIES WITH RESPECT TO ANY DELAYS OR ERRORS IN THE TRANSMISSION OR DELIVERY OF ANY MATERIALS, PRODUCTS, OR SERVICES AVAILABLE THROUGH THIS SITE.

EXCEPT AS PROVIDED BY LAW, NEITHER FRANK OWENS LIMITED NOR ITS THIRD PARTY INFORMATION PROVIDERS AND VENDORS HAS ANY RESPONSIBILITY TO MAINTAIN THE MATERIALS, PRODUCTS, OR SERVICES OFFERED ON THE SITE OR TO SUPPLY CORRECTIONS, UPDATES, OR RELEASES FOR THE SAME.

TO THE EXTENT ANY JURISDICTION DOES NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES, SOME OF THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU. THIS WARRANTY GIVES YOU SPECIFIC LEGAL RIGHTS, AND YOU MAY HAVE OTHER RIGHTS, WHICH VARY FROM JURISDICTION TO JURISDICTION.

Liability and indemnity

ANY MATERIALS DOWNLOADED OR OTHERWISE OBTAINED THROUGH THIS SITE ARE DONE AT YOUR OWN RISK. YOU ARE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR OTHER EQUIPMENT, OR LOSS OF DATA THAT RESULTS FROM SUCH DOWNLOAD.

NEITHER FRANK OWENS LIMITED NOR ITS AFFILIATES, SUBSIDIARIES, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, LICENSORS, OR ANY THIRD PARTY INFORMATION PROVIDERS AND VENDORS WILL BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, REVENUE, INCOME, GOODWILL, USE, DATA, OR OTHER INTANGIBLE LOSSES, OR DAMAGES CAUSED BY THEFT, UNAUTHORIZED ACCESS, SYSTEMS FAILURE, OR COMMUNICATIONS LINE FAILURE, OR THE COST OF PROCURING SUBSTITUTE GOODS OR SERVICES, CAUSED BY THE USE OF OR INABILITY TO USE THE SITE, MATERIALS, OR ANY PRODUCTS OR SERVICES PROVIDED HEREIN, OR ANY OTHER MATTER RELATING TO THIS SITE, EVEN IF FRANK OWENS LIMITED HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. SOME JURSIDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE EXCLUSIONS OR LIMITATIONS MAY NOT APPLY TO YOU. TO THE EXTENT THAT A JURISDICTION DOES NOT PERMIT THE EXCLUSION OR LIMITATION OF LIABILITY AS SET FORTH HEREIN, THE LIABILITY OF FRANK OWENS LIMITED AND ITS AFFILIATES, SUBSIDIARIES, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, LICENSORS, AND ANY THIRD PARTY INFORMATION PROVIDERS AND VENDORS IS LIMITED TO THE EXTENT PERMITTED BY LAW IN SUCH JURISDICTIONS.

You agree to indemnify, defend, and hold harmless Frank Owens Limited, its subsidiaries and affiliates, and each of its and their officers, directors, employees, and agents, from and against all claims, demands, liabilities, damages, losses, or expenses, including attorney's fees and costs, arising out of or related to your improper access to or use of this Site, or any violation by you of these Terms of Use.

Contact Information of Frank Owens Limited Advisory Services Tokyo Japan

Get started with Frank Owens Limited Advisor Services.

Speak with a specialist who's experienced with helping high-net-worth clients.

Address:
17F, Gotenyama Trust Tower, 4-7-35, Kitashinagawa, Shinagawa-ku, Tokyo, 140-0001, Japan

Telephone:
+81343301948

Telefax:+81367000965

Email Address:
admin@frankowenslimited.com

Website:
http://frankowenslimited.com/

Careers of Frank Owens Limited Advisory Services Tokyo Japan

Investment Divisions 

Frank Owens Limited is in search of promising and talented people with innovative passion and energy to work with us at the frontline of the financial industry. If you consider yourself to possess what is required to join a dynamic and competitive team, come and apply today!

Motivated Account Executives

Frank Owens Limited delivers unequalled careers for applicants who can provide the needed track record in experience and positive results.

If you possess a degree in MBA, Frank Owens Limited can provide you dynamic challenges, designed to allow the innovative academic to reach new heights.

Research and Fraud Prevention Group

Our Tokyo main office employs our Research and Fraud Prevention department. Our organization’s goal is to promote best practices to assure our clients’ interests are safeguarded.

Frank Owens Limited Advisory Services Tokyo Japan on Capital Raising Services

Our extensive capital sourcing services cover the following:

● Strategy Review and Planning Assistance: Evaluation of the projected participation to determine its acceptability by Australian investors and their Asset Advisors. Likewise, we will provide unbiased advice on the appropriate scheme vital to realize the capital sourcing and assure that the objectives of the transaction are optimized, together with selecting the proper marketing approach with the client.

● Documentation Preparation: Guidance in the creation of the package needed to assure the capital is enhanced viable, including the submission to investors, funding scheme, due-diligence program and private-placement agreement.

●Key Decision Marker Support: Determination and liaising with crucial Investor and Asset Advisors/Managers to secure their assistance at the start of the fund-sourcing process.

● Placement Service: Coordination and management of meetings and attendance of transactions with investors and their advisors. Likewise, we will meet and discuss with the prospective investors on their due diligence process and final resolution, to achieve proper and prompt feedback.

● Investor Communications: Upon completion of fund sourcing process, the provision of through collaboration with the Asset Advisors and Fund Investors and other essential players in the Australian Wholesale Investment Sector.

Frank Owens Limited holds a successful track record of sourcing funds for capitalizing businesses from investors in the wholesale sector for global and local non-conventional investment funds. Our current objective include expert world-class finance managers who offer global investment instruments in real estate, currency, private equity, hedge funds and bonds.

Corporate Advisory Services of Frank Owens Limited Advisory Services Tokyo Japan

Frank Owens Limited provides a broad range of professional financial advice to entrepreneurs and business managers with respect to the most appropriate steps in acquisition, disposition and funds sourcing, based on the present market conditions.

The reliable advisory services provided by Frank Owens Limited assure our clients with complete strategic planning and an excellent research to develop and present the proposal in the most effective way, whether it is a business sale, capital financing or merger or acquisition.

Mergers & Acquisitions

Frank Owens Limited has the expertise and experience to create and implement a merger or acquisition program.

Frank Owens Limited delivers customized search strategies to help our clients pinpoint and achieve viable acquisitions. The privacy of the client is assured and our first meeting and formalized partnership are based on the viability of our research.

Frank Owens Limited delivers reliable financial strategies on developing your company’s business or further acquisition of businesses. This service involves determining appropriate pricing, market studies, managing data analysis and conducting due diligence procedure to assure productivity.

Utilizing our vast network of huge market major players, Frank Owens Limited can improve appropriate equity funds and capital sources to implement the acquisition.

Business Sales

A business trade is commonly considered the most important financial transaction a company will undertake. Thus, it is vital to obtain appropriate professional guidance to maximize efficiency, profit potential and agreement stipulations and requirements. Frank Owens Limited can expertly collate credentials and create sales transactions that significantly maximize positive results with the accompanying agreeable terms and conditions.

Through our involvement and quality service, we provide our clients the ability to focus on operating their business more efficiently. Frank Owens Limited’s objective is to increase the worth of a business venture, thereby allowing our clients to value our services long after the completion of the deal.

Frank Owens Limited undertakes significant amount of time investigating the market and establishing the appropriate strategy for prospective buyers. Our advisory team is ready to visit homes or offices in order to seek the best buyer possible.

Our purposeful role and our network of associates in the market assure our clients’ goals are uppermost in our mind and handled professionally and with utmost confidentiality.

Equity & Debt - Public Markets

Frank Owens Limited offers to clients IPOs, underwriting, secondary offerings and the management of Listed Company equity funds sourcing. This service includes the creation of supporting a capital sourcing and the industrial phase of an endorsement arrangement. Moreover, we closely collaborate with the legal and accounting experts of our clients.

Frank Owens Limited undertakes the overall implementation of an IPO or fund sourcing that requires independent advice on structure and pricing of the offer, coordinating application of the bid and conducting the due diligence stage. A vital task we handle involves the selection of a sponsoring stockbroker and/or broker to a bid of stocks. Frank Owens Limited directly links with the stockbroker and the client to assure that their specific objectives are achieved.

Frank Owens Limited provides recommendations on the crucial aspects of connections with possible stockholders, present shareholders and the collaborators in the investment services niche in general. Regular disclosure of standards is necessary as established in the Corporations Law. Most listed companies opt for the simple strategy to public awareness in relation to the company’s business. Frank Owens Limited advises its clients the calculated maximization of the firm’s asset worth, be it listed or not, by disseminating the information to the financial environment.

Frank Owens Limited Advisory Services Tokyo Japan

Debt Finance Raising or Refinancing

Frank Owens Limited also advises on issues pertaining to capital management, as well as accessibility and creation of various kinds of capital, for instance, debt instruments and hybrid tools. Frank Owens Limited can coordinate debt-sourcing assistance with a wide range of financial companies, within their regular debt agreements.

Strategic Advice

Frank Owens Limited efficiently provides strategic solutions to clients in conjunction with a sophisticated method of evaluating and designing options, and developing an overall plan.

Frank Owens Limited’s strategic solutions include financial organizing, business strategy, transacting and management and board counseling.

Frank Owens Limited offers advice on management organization and the selection of the board and the strategic assignment of our clients in their industry niche

Equity & Debt – Private Markets

In the past, private equity became popularly considered a distinct investment asset class.

Frank Owens Limited’s 8 year-experience in creating private equity has produced a vast network of dynamic, reputable and established sponsors.

Our broad and extensive track record in this industry allows us to evaluate the most suited investors for each particular transaction.

As an independent and self-managing investment advisor, Frank Owens Limited’s partnership with its associates assures our clients that we can obtain the best possible outcome through the expertise of the most suited investors and lenders.

Debt Finance Raising or Refinancing

Frank Owens Limited provides advice on issues pertaining to capital management, including accessibility to and development of various classes of capital, for instance, hybrid and debt tools. Frank Owens Limited also has the capability of forming debt-sourcing facilities with a wide range of investment agencies, within their regular loan agreements.

Frank Owens Limited assists clients in the administration of Listed Company equity capital sourcing, IPO's, underwriting and secondary offerings. This involves the framework of underwriting a capital sourcing and the business aspects of an underwriting contract. We likewise closely collaborate with the clients’ accounting and legal teams.

Public Capital Raising

Frank Owens Limited conducts the general administration of a capital sourcing or IPO, which includes unbiased counsel pertaining to framework and offer price, implementation of the due diligence phase and coordinating underwriting of the offer. A crucial task taken involves the determination of a stockbroker(s) as underwriter and/or broker to an IPO of stocks. Frank Owens Limited collaborates closely with the stockbroker(s) and client to assure their corresponding goals are attained.

We provide assistance on the vital issues on relationships with shareholders, prospective shareholders and the investment services industry players, as a whole. Although regular disclosure procedures are stipulated in the Corporations Law and ASX Listing Rules, they should be done prudently. Majority of Listed Companies opt for the minimum-level method to releasing information to the public in relation to the company operations. Frank Owens Limited aids its clients on the strategic maximization of the investment worth of their firm, be it listed or unlisted, by increasing the connection with the financial industry.

Management Buy-out/Buy-in

Frank Owens Limited represents both business operators and management groups who plan to transact and create MBI/MBO transactions. Our partnership with both parties allows us to obtain their objectives and ascertain the development of a suitable long-term strategy.

Frank Owens Limited strives to handle the transaction in a customized manner, minimizing potential conflicts of interest and suggests professional MBI/MBO funders, including the delivery of independent advice to attain the most appropriate capital sourcing scheme.

Debt Finance Raising or Refinancing

Frank Owens Limited offers assistance on capital handling challenges, as well as the framework and possible sources to different types of capital, such as debt and hybrid facilities. Frank Owens Limited has the capability to design debt-sourcing instruments with a broad spectrum of investment institutions, according to the organizations’ regular debt agreements.